Have a car loan?

Refinance your car loan and get $1,000+ in cash back today

We find you a loan with a lower rate and you get the savings in cash today. If you decide not to refinance, you pay $0.

Jeremy received
$2,481
Ford F-150, 2017
$1,887
Sarah received
$1,354
Range Rover, 2019
$3,291

We find you a loan with a lower rate and you get the savings in cash today. If we can't help you get savings, you pay $0.

Average cash back
$2,193
Verified Reviews
4.8 Stars
Check your offer in:
30 seconds

How it works

Get cash back or lower your payments in 3 steps

Why refinance with Upfront

Get your savings today.
Unlike other brokers, we offer the option to get cash back the same day so you can put your money to better use.
It's quick and convenient.
Get an offer in under 30 seconds. Within 24 hours of approving your new loan, we deposit your cash savings instantly into your account.
No risks. Only the rewards.
Check the best offers without impacting your credit score. No obligations, no withheld information.
100% security, guaranteed.
Your data is safe with us. No shady business, no selling of data. And absolutely no spam.
Best offer from top lenders.
We search for the lowest interest rates and best cash back offers from our top lenders to offer you our best deal, guaranteed.
We're here to help.
Skip the strenuous paperwork and trip to the bank. Refinance your car 100% online, or speak to an agent via text or call if you have any questions.
Get your savings today.
Don't wait for penny-worth savings every month. Get cash-back in your hand the same day and put your money to good use.
It's quick and convenient.
Get an offer with just 3 steps in under 2 minutes. Within 24 hours, we approve your new loan and deposit your cash savings instantly into your account.
No risks. Only the rewards.
Check the best offers without impacting your credit score. No obligations, no withheld information. You get what you're promised, nothing more, nothing less.
100% security, guaranteed.
Your data is safe with us. No shady business, no selling of data. And absolutely no spam.
Best offer from top lenders.
We search for the lowest interest rates and best payment terms from our top lenders. With our wide network of lenders, there's always something for everyone.
We're here to help.
Skip the strenuous paperwork and trip to the bank. Refinance your car 100% online, or speak to an agent via text or call, and switch your loan effortlessly.
As seen in

Testimonials

Real stories from Upfront customers

Jack received $3,126

I was amazed by how much money I was missing out on. And by how fast Upfront got it sent to my bank.
2020 Toyota Corolla

Martha received $1,876

Best rates in the market, and just a really smooth process overall.
2016 Kia Optima

Stan received $2,120

I didn’t even realize I could refinance my car loan, let alone get a $2000 payout.
2016 Mazda CX-3

Peter received $2,917

The people were super friendly and they got me a 4% lower interest with cash in hand the same day.
2018 Hyundai Sonata

Lucy received $2,304

I was worried as it was my first time refinancing, but Upfront made the process pretty seamless.
2018 Chevrolet Malibu

FAQs